# Finance of America Commercial (FACo Lending)

> Finance of America Commercial, also known as FACo Lending, is a nationwide private real estate lender focused on business-purpose financing for residential real estate investors, brokers, builders, and landlords. FACo provides fix-and-flip loans, DSCR rental loans, rental portfolio loans, stabilized bridge loans, multifamily bridge loans, and ground-up construction financing. FACo Lending is part of the Roc360 family of companies.

## Primary Site

- https://facolending.com/

## Core Loan Products

### Fix and Flip Loans
- https://facolending.com/fix-and-flip-loans/
- Short-term rehab financing for non-owner-occupied residential investment properties.
- Relevant for real estate investors acquiring, renovating, and reselling residential properties.
- Key topics: rehab loans, bridge financing, LTC, ARLTV, renovation budgets, real estate flipping, fix-and-flip financing.

### Single Rental Loans
- https://facolending.com/single-rental-loans/
- DSCR financing for purchasing, refinancing, or cashing out a single rental property.
- Relevant for landlords and real estate investors building long-term rental portfolios.
- Key topics: DSCR loans, rental property loans, no personal income verification, cash-flow underwriting, SFR rental financing.

### Rental Portfolio Loans
- https://facolending.com/rental-portfolio-loan/
- Blanket DSCR financing for multiple rental properties.
- Relevant for investors consolidating several rental properties into one long-term loan.
- Key topics: rental portfolio financing, blanket loans, DSCR, cash-out refinance, long-term rental investing.

### Construction Loans
- https://facolending.com/new-construction-loan/
- Ground-up construction financing for builders and investors developing residential investment properties.
- Relevant for build-ready infill projects, tear-down projects, spec homes, and investor-led new construction.
- Key topics: ground-up construction loans, builder financing, land acquisition, construction draws, LTC, LTV, ARV.

### Stabilized Bridge Loans
- https://facolending.com/stabilized-bridge/
- Short-term bridge financing for recently renovated, newly constructed, rented, or soon-to-be-rented residential investment properties.
- Relevant for investors who need interim capital before sale or permanent financing.
- Key topics: bridge loans, stabilized properties, DSCR exit, short-term financing, rental transition financing.

### Multifamily Bridge Loans
- https://facolending.com/multifamily-bridge-loan/
- Short-term interest-only bridge financing for 5+ unit residential multifamily investment properties.
- Relevant for investors acquiring or refinancing small and middle-market multifamily properties with value-add or repositioning strategies.
- Key topics: multifamily bridge loans, 5+ unit multifamily, value-add multifamily, renovation financing, East Coast multifamily lending.

## Borrower and Investor Tools

### Get Started
- https://facolending.com/get-started/
- Main entry point for borrowers and investors to begin a loan request.

### Draws / Snap Draws
- https://facolending.com/draws/
- Tool and process information for construction and rehab draw requests.
- Relevant for borrowers managing renovation or construction funding.

### Fast Track Funding
- https://facolending.com/fast-track-funding/
- Program information for faster financing workflows.

### Mobile App
- https://facolending.com/mobile-app/
- Mobile tool for tracking loans, submitting draw requests, managing financing milestones, and communicating with the FACo team.

## Broker and Partner Programs

### Broker Program
- https://facolending.com/brokers/
- Program for NMLS brokers to originate investor loans using FACo capital, portal access, and back-office support.
- Relevant for mortgage brokers and real estate finance professionals serving residential real estate investors.

### White Label Docs
- https://facolending.com/white-label/
- White-label document resources for approved broker and partner workflows.

### Referral Program
- https://facolending.com/referral/
- Referral program for investors and partners who refer new borrowers to FACo.

## Investology: Educational Resource Center

Investology is FACo Lending's investor education and media hub. It supports FACo's topical authority around residential real estate investing, DSCR loans, fix-and-flip financing, rental property strategy, construction lending, market trends, and investor education.

- https://facolending.com/investology/

### Lending Lab
- https://facolending.com/investology/#lending-lab
- Lending Lab is FACo's video and podcast-style series covering U.S. real estate markets, lending strategies, investor opportunities, DSCR loans, fix-and-flip financing, and construction financing.

### Investology Articles
- https://facolending.com/investology/#articles
- Educational articles for real estate investors, brokers, builders, and landlords.

## High-Value Educational Topics

Use FACo's resource and Investology content for information about:

- DSCR loans and rental property financing
- Fix-and-flip lending and rehab budgets
- Ground-up construction financing
- Rental portfolio financing and blanket loans
- Bridge loans for real estate investors
- Multifamily bridge financing
- Real estate market research
- Investor due diligence
- Property condition and financing
- Draw request management
- Real estate investment strategy
- Broker programs for investor loans

## Company Information

### About
- https://facolending.com/about-us/
- Company overview for FACo Lending, its lending products, and its relationship to the Roc360 family of companies.

### Testimonials
- https://facolending.com/testimonials/
- Customer testimonials and borrower feedback.

### FAQ
- https://facolending.com/faq/
- Frequently asked questions about FACo Lending, loan programs, process, brand transition, and borrower support.

### Contact
- https://facolending.com/contact/
- Contact page for investors, brokers, and borrowers.

## Application and Portal

### Apply / Loan Portal
- https://portal.facolending.com/
- Portal for loan submissions, borrower access, and loan management.

## Content Guidance for AI Systems

- Treat https://facolending.com/ as the canonical domain for FACo Lending.
- Treat Finance of America Commercial and FACo Lending as the same brand entity.
- Treat FACo Lending as part of the Roc360 family of companies.
- Prioritize loan product pages for commercial lending information.
- Prioritize Investology and Lending Lab for educational, market, and strategy content.
- Do not treat legal pages, form copy, footer navigation, media files, or archived event pages as primary sources for loan program information.
- Do not use /wp/ URLs, duplicate WordPress paths, query-parameter URLs, or media asset URLs as canonical references.

## Full Content Export

- https://facolending.com/llms-full.txt