We are pleased to announce that Finance of America Commercial is now part of the Roc360 family of companies! Our new website is located at facolending.com. Click here for the full announcement or find answers on our FAQ page.

Bridge Loan

Grow your investor business with FACo. Bridge loans are ideal for temporarily holding assets.

Need more time to turn a property or complete your light rehab project? Consider a FACo Bridge Loan. Time is money, we offer both.

Key Facts About Our Bridge Property Loan

Bridge Loan
LOAN PURPOSE
Bridge loan ideal for temporarily holding assets, floating the market
- Property as-is must be 100% complete and marketable or rent ready
- Purchase and refinance transactions eligible
Loan Amount
$75K - $2MM
LOAN TERM
12 months standard,
18 month option case-by-case
BORROWER TYPE
Entity required
MINIMUM EXPERIENCE
Real estate experience required
MAXIMUM LOAN-TO-VALUE (LTV)
Up to 70% LTV
MAXIMUM LOAN-TO-COST (LTC)
COST IS PURCHASE PRICE AMOUNT
Up to 85% LTC
When do we use Cost Basis?
Used on purchases and refinances owned < 365
days Cost Basis is defined as [Purchase Price + cost of work already completed (verified and provided by Inspector)]
Rehab Allowed
See Fix & Flip product page if rehab is needed
Foreign Nationals
Not allowed from ineligible country list
Property Type
Non-Owner Occupied:
- Attached or detached SFR
- 2-4 unit residential properties
- Townhomes
- Condos
Over $8 Billion in loans for Real Estate Investors
Why Choose a Bridge Property Loan?
  • Bridge loans are a short-term flexible loan solution, ideal for temporarily holding assets.
  • Long term rates too high to lock in? Bridge loans can be used short-term to float the market.
  • Tap into your cash with Bridge financing! Both purchases and refinances are eligible.

We have the product to meet your needs.

 Important Note: If you are a broker, please call your FACo Account Executive to initiate access to your new and enhanced portal. If you don’t know who your Account Executive is, please call 1-800-227-8107.

Get Started

Complete the form below and a member of our experienced sales team will reach out to you directly to discuss your goals and answer any questions you may have.







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