We are pleased to announce that Finance of America Commercial is now part of the Roc360 family of companies! Our new website is located at facolending.com. Click here for the full announcement or find answers on our FAQ page.

Construction Loans

Ground-up construction financing for builders and investors

Our Construction Loans provide builders and investors the financing they need for ground-up construction and land acquisition.

Key Facts about our Construction Loans

Construction Loan
LOAN PURPOSE
- Ground-up construction loans for developers and investors building 1-5 properties at a time
- Lot financing can be included, if lots are in build-ready condition
LOAN AMOUNT
$50K - $5MM
TERM
12 months (standard), with optional extensions
BORROWER TYPE
Entity required
MINIMUM EXPERIENCE
Minimum (2) builds and (1) rehab experience required
MAXIMUM LOAN-TO-VALUE (LTV)
Up to 70% LTV
MAXIMUM LOAN-TO-COST (LTC)
COST IS PURCHASE PRICE AMOUNT
Permitted: up to 75% LTC / Unpermitted: up to 60% LTC
WHEN DO WE USE LTV VS LTC?
Generally, we use the lesser of LTV or LTC calculation
REHAB/CONSTRUCTION FINANCING
Funding up to 100% construction budget up to % Approved LTV of Total Cost
FOREIGN NATIONALS
Not allowed from ineligible country list
PROPERTY TYPES
Non-Owner Occupied:
- Single Family Residences (SFR)
- 2-4 unit properties
- Townhomes
- Condos
Over $8 Billion in loans for Real Estate Investors
What Makes this Product Stand Out?
  • Loans designed for developers and investors alike
  • Option to include land acquisition financing
  • Multiple draws available at borrower’s discretion

We have the product to meet your needs.

 Important Note: If you are a broker, please call your FACo Account Executive to initiate access to your new and enhanced portal. If you don’t know who your Account Executive is, please call (866) 464-3226 .

Get Started

Complete the form below and a member of our experienced sales team will reach out to you directly to discuss your goals and answer any questions you may have.








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