We are pleased to announce that Finance of America Commercial is now part of the Roc360 family of companies! Our new website is located at facolending.com. Click here for the full announcement or find answers on our FAQ page.

Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties



Our Fix & Flip loans allow investors to acquire and/or renovate various types of properties.

Key Facts About Our Fix & Flip Loans


12 months standard

18 month option case-by-case

Rehab/Construction Financing

Up to 100% of rehab budget

Maximum LTC (% of Purchase Price)

Up to 90% LTC

Maximum Loan-To-Value(Ltv)

Up to 75% ARLTV

When Do We Use Ltv Vs Ltc?

Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)


Full Recourse Only

Loan Amount

$50K - $5MM

Loan Purpose

Rehab loan for non-owner occupied residential investment property

Borrower Type

Entity required

Property Types

Non-Owner Occupied:

Attached or detached SFR

2-4 unit properties


Warrantable Condos

Foreign Nationals

Not allowed from ineligible country list

Minimum Experience

NO prior experience required

Over $8 Billion in loans for Real Estate Investors
Why Choose a FACo Fix & Flip Loan?
  • Fix & Flip loans are great for renovation projects, big or small.
  • Grow with FACo: As you fund more property loans with us and gain experience, your terms may improve.
  • Extensive Rehab financing is available for larger Fix & Flip projects.

We have the product to meet your needs.

 Important Note: If you are a broker, please call your FACo Account Executive to initiate access to your new and enhanced portal. If you don’t know who your Account Executive is, please call (866) 464-3226 .

Get Started

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