We are pleased to announce that Finance of America Commercial is now part of the Roc360 family of companies! Our new website is located at facolending.com. Click here for the full announcement or find answers on our FAQ page.
REFER A FRIEND
GET STARTED

Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties

  • RATES STARTING AT

8.49%

*

GET STARTED

Our Fix & Flip loans allow investors to acquire and/or renovate various types of properties.

Key Facts About Our Fix & Flip Loans

  • NO prior experience required
  • Extensive rehab financing available (budgets > 50% of total costs)
  • Financing for up 100% of renovation expenses
  • Foreign Nationals eligible

Term

12 months standard

18 month option case-by-case

Rehab/Construction Financing

Up to 100% of rehab budget

Maximum LTC (% of purchase price)

Up to 90% LTC

Maximum Loan-To-Value (LTV)

Up to 75% ARLTV

When Do We Use LTV vs. LTC?

Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)

Recourse

Full Recourse Only

Loan Amount

$50K - $3MM

Loan Purpose

Rehab loan for non-owner occupied residential investment property

Borrower Type

Entity required

Property Types

Non-owner occupied:

Attached or detached SFR

2-4 unit properties

Townhomes

Warrantable condos

Foreign Nationals

Not allowed from ineligible country list

Minimum Experience

NO prior experience required
Over $8 Billion in loans for Real Estate Investors
Check out our brochure
Download our brochure
Why Choose a FACo Fix & Flip Loan?
  • Fix & Flip loans are great for renovation projects, big or small.
  • Grow with FACo: As you fund more property loans with us and gain experience, your terms may improve.
  • Extensive Rehab financing is available for larger Fix & Flip projects.

We have the product to meet your needs.

 Important Note: If you are a broker, please call your FACo Account Executive to initiate access to your new and enhanced portal. If you don’t know who your Account Executive is, please call (866) 464-3226 .

READY TO SUBMIT A LOAN?

APPLY NOW HERE

Get Your Appraisal Fee Back at Closing — Up to $850*

Complete the form below to get started and take advantage of this limited-time offer for eligible new borrowers.

Prefer to speak with someone now? Click the button below to start a live chat with one of our reps.

START LIVE CHAT









    You agree to receive SMS customer care and/or marketing messages from Finance of America Commercial. By opting in, you consent to receive messages at the mobile number provided. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out, HELP for help.

    You confirm that you have read and agree to our terms and conditions and privacy policy

    *For new Roc360 customers only. Appraisal fee paid upfront is credited back at closing, up to $850, per eligible loan submitted after webform date stamp. Nonrefundable if the loan doesn’t close. One per customer; restrictions apply.

    Click here for full offer details

    Already have a Finance of America Commercial account?