We are pleased to announce that Finance of America Commercial is now part of the Roc360 family of companies! Our new website is located at facolending.com. Click here for the full announcement.

Rental Property Investor Loans

Single & Portfolio Rental Financing

Our residential rental property loans enable experienced investors to purchase individual rental properties to grow their portfolio (no first-time home buyers). Investors use this loan to refinance a property for a better rate, or use equity to take cash out.

Key Facts About our Single Rental Loan Product:

  • DSCR loan based on property cash-flow. No W2s, paystubs, or personal income verification required.
  • Funding up to 80% LTV for purchases and rate & term, up to 75% cash-out
  • Property loans from $75K to $3MM
  • Single Family Rental (SFR), condos, townhomes, PUD, 2-4 units eligible
  • No first-time homebuyers
  • Foreign Nationals eligible (75% LTV max, eligible countries only)
  • 30-year property loan terms. Interest-only option available.
  • Minimum 640 FICO

Get Started

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    Finance of America Commercial is your partner for all of your real estate investment financing needs

    We are a commercial lender specializing in specializing in residential investment property loans. Whether you’ve hit the maximum number of loans available from conventional lenders, have non-traditional income, or just want a specialized loan designed for real estate investors, we have a product to meet your needs.

    We get that earning trust means more than just doing the paperwork – it means becoming a partner

    We are committed to best-in-class customer service and to being your long-term, strategic partner. Whether you’re relatively new to the investment property industry or have been taking part for decades, our team is committed to providing the most innovative solution, but always with a personal touch.