Direct Private Money Financing for
Real Estate Investors
Long-Term Loans – Single & Portfolio Rental:
- No W2s, paystubs, tax returns, etc.
- No-fee alternative valuation and rent schedule option now available (for eligible properties)
- Funding up to 80% LTV for purchases and rate & term, up to 75% cash-out
- Loans from $75K to $3MM, Portfolio $200K – $10MM
- Single Family Rental (SFR), condos, townhomes, PUD, 2-4 units eligible
- Foreign Nationals allowed (70% LTV max, eligible countries only)
- 30-year property loan terms
- Minimum 640 FICO
Short-Term Loans – Fix & Flip | Bridge | New Construction:
- NO prior experience required for Fix & Flip and Bridge
- One experience (build or flip) required for New Construction
- Bridge, Standard Rehab, and Extensive Rehab loan options
- New Construction ideal for build-ready infill, tear down, & spec homes in urban locales
- Up to 100% rehab/construction costs and drawn balance options on Fix & Flip and New Construction
- 12 and 18 month loan terms
About us:
- FACo provides loans for non-owner occupied residential real estate investors
- Loans are asset-based, no income verification, and no W-2s required
- Nationwide lender
Get Started
Complete the form below and a member of our experienced sales team will reach out to you directly to discuss your goals and answer any questions you may have.
We are a commercial lender specializing in specializing in residential investment property loans. Whether you’ve hit the maximum number of loans available from conventional lenders, have non-traditional income, or just want a specialized loan designed for real estate investors, we have a product to meet your needs.
We are committed to best-in-class customer service and to being your long-term, strategic partner. Whether you’re relatively new to the investment property industry or have been taking part for decades, our team is committed to providing the most innovative solution, but always with a personal touch.