We are pleased to announce that Finance of America Commercial is now part of the Roc360 family of companies! Our new website is located at facolending.com. Click here for the full announcement or find answers on our FAQ page.
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Direct Private Money Financing for Real Estate Investors

James Gallagher

VP - Account Executive

Jim Gallagher has over 30 years of experience in the Mortgage Business, with his last 5 years focused exclusively on working with Real Estate Investors across the Country. He is highly experienced with Short Term Programs for Acquisition and Rehab, including New Construction as well as Long Term Products for your Rental needs. Call or email Jim at your convenience to discuss how our programs can assist you with your next project!

Finance of America Commercial provides Fix & Flip Exposure Limit, Bridge, New Construction, and Single/Portfolio Rental loans to residential real estate investors across the country, helping our clients overcome traditional financing hurdles and build long-term wealth through real estate investment.

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Complete the form below and James Gallagher will reach out to discuss your needs.









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    Rental Loans

    No personal income verification (asset-based loan)

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    Fix & Flip Loans

    Industry-leading rates for capitalized borrowers
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    Bridge Loans

    Short term loan ideal for temporarily holding assets
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    Finance of America Commercial is your partner for all of your real estate investment financing needs

    • Risk based underwriting determines interest rates and loan size
    • Competitive interest rates, LTVs, and LTCs
    • $7.6B+ funded / 11,500 borrowers / 29,800 loans
    • Nationwide lender
    Our products are tailor-made for residential real estate investors
    • Individual and Business approval for Fix & Flip Exposure Limit up to $10MM with individual property loan amounts from $50K to $3MM
    • Fix & Flip financing for up 100% of renovation expenses
    • 12-18 mo. term Bridge loans, as well as asset-based Single Rental property loans
    • Financing for non-owner occupied attached or detached single family residences (SFR’s), condos, mixed use, and multi-family properties (5 – 20 units)
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    ©2024 Finance of America Commercial is part of the Roc360 family of companies.

    A Roc360 affiliate is licensed as a California Finance Lender under Department of Financial Protection and Innovation 60DBO-69051; Arizona Commercial Mortgage Banker License 1002735; Florida Mortgage Lender Servicer License MLD1778; Nevada Mortgage Company (License #5100); North Carolina Loan Broker Registration Filing 315; West Virginia State Tax Department, Account #2410-0931. NMLS Company ID 1804080.

    *Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.
    All rights reserved. Equal housing lender.