We are pleased to announce that Finance of America Commercial is now part of the Roc360 family of companies! Our new website is located at facolending.com. Click here for the full announcement or find answers on our FAQ page.
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Direct Private Money Financing for Real Estate Investors

Michelle Finley

VP - Account Executive

Michelle is a USMC Veteran that has worked in the Mortgage and Real Estate Industries for nearly 20 years. She brings an incredible amount of varied experience to FACo. Her experience as both a military Veteran and industry Veteran, provides her clients with impeccable service and commitment

Finance of America Commercial provides short-term Fix & Flip, Bridge, and Construction loans, as well as long-term Single & Portfolio Rental loans to residential real estate investors across the country, helping our clients overcome traditional financing hurdles and build long-term wealth through real estate investment.

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    Rental Loans

    No personal income verification (asset-based loan)

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    Fix & Flip Loans

    Industry-leading rates for capitalized borrowers
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    Bridge Loans

    Short term loan ideal for temporarily holding assets
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    Finance of America Commercial is your partner for all of your real estate investment financing needs

    • Risk based underwriting determines interest rates and loan size
    • Competitive interest rates, LTVs, and LTCs
    • $7.6B+ funded / 11,500 borrowers / 29,800 loans
    • Nationwide lender
    Our products are tailor-made for residential real estate investors
    • Individual and Business approval for Fix & Flip Exposure Limit up to $10MM with individual property loan amounts from $50K to $3MM
    • Fix & Flip financing for up 100% of renovation expenses
    • 12-18 mo. term Bridge loans, as well as asset-based Single Rental property loans
    • Financing for non-owner occupied attached or detached single family residences (SFR’s), condos, mixed use, and multi-family properties (5 – 20 units)
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    ©2025 Finance of America Commercial is part of the Roc360 family of companies. A Roc360 affiliate is licensed as a California Finance Lender under Department of Financial Protection and Innovation 60DBO-69051; Arizona Commercial Mortgage Banker License 1002735; Florida Mortgage Lender Servicer License MLD1778; Nevada Mortgage Company (License #5100); North Carolina Loan Broker Registration Filing 315; West Virginia State Tax Department, Account #2410-0931. NMLS Company ID 1804080.
    *Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.
    All rights reserved. Equal housing lender.